thriftyhorizon

The free Car Cost Workbook

Take it to the dealership. Fill it in at the kitchen table first.

Download the free PDF

US Letter, print-friendly. Free, and no email or account required.

What's inside

Affordability check
Monthly costs against take-home pay.
Out-the-door price sheet
Every line of the deal, before you sign.
Loan comparison
Three offers: APR, term, payment and total interest.
Maintenance log
Dates, miles and costs.
Yearly cost tracker
Payment, insurance, fuel and repairs.

General educational information, not financial advice.